The Fazaa card was introduced as a social benefit program by the Ministry of Internal Affairs, founded by General Sheikh Said bin Zayed Al Nahyan, Deputy Prime Minister and Minister of Interiors, and Chairman of the Social Security Fund. It is a comprehensive benefits card that provides its holder with numerous advantages. This social initiative offers financial relief and special privileges to UAE residents. 

The card can be obtained by senior citizens, government employees, or residents working in the private sector.

Fazaa cardholders gain access to a variety of services that are designed to enhance the convenience and well-being of the cardholders:

• Fazaa Store Discounts: The Fazaa store provides exclusive discounts on electronics, home appliances, fashion, etc. Enjoy significant savings on essentials and make everyday shopping affordable.
• Fazaa Amakin: This service extends to travel and hotel packages. The privilege offers you special rates and discounts on hotels and travel packages. This is a cost-effective option that you can carry, whether you’re planning a weekend getaway or a vacation.
• Car Insurance: The card offers discounted rates on car insurance. You get to drive in peace knowing you have comprehensive coverage on your vehicle that also protects your interests.
• Fazaa Health: If you are a Fazaa cardholder, you can enjoy discounts on a range of healthcare services. This includes medical consultations, treatments, and wellness products. This card partners with several hospitals in and around the UAE. The service aims to equip you with quality care at a reduced cost.
• Grocery, Entertainment, and Dining: The Fazaa card gives you access to premium discounts at major supermarkets and grocery stores. You can also enjoy discounted rates at movies, theme parks, and more. You can also save money when you’re eating out at restaurants and cafes across the UAE.
• Lease a car: Platinum and gold Fazaa card holders benefit from the lease-to-own program. This allows cardholders to lease a car with the option of purchasing it later. This is limited to platinum or gold members.
• Fazaa Used Cars: Platinum and Gold card members can avail of special discounts when purchasing used cars. This helps members buy a vehicle at an economical price, allowing them to save costs.
• Other services offered by the Fazaa card:
  • Access to 24/7 emergency services
  • Personalized concierge services
  • Financial planning and advisory services
  • Discounts on educational courses and workshops

To apply for a Fazaa card, follow these steps:

• Meet eligibility criteria: Ensure that you meet the eligibility criteria. You must have valid residency and active employment in the country. Applicants will be expected to meet a certain income threshold and have a clear criminal record.
• Steps to apply:
  1. Visit the Fazaa website or download the mobile app.
  2. Click on the “Become a member” section.
  3. Fill out the application with personal information and an Emirates ID number.
  4. You will receive an SMS verification prompt.
  5. Choose the type of Fazaa card you’re applying for, and subscribe
  6. Apply and await approval.
• Documentation: Upon application, you must submit the following documents: passport, residence visa, and Emirates ID.
• Card receipt: The Fazaa card will be delivered to you via mail, or you can pick it up at the local post office.

There are four types of Fazaa cards that you can subscribe to based on your requirements. Let’s look at each of them in more detail:

1. Fazaa Platinum Card: This card is the top-tier option available to users who wish to avail of exclusive privileges. With a platinum card, you may get access to personalized concierge services, premium airport lounges, higher cashback rates, and exclusive discounts at establishments partnered with Fazaa. This card is available to employees of the Ministry of Interior and applicants with a high credit score or high income threshold. The platinum card has a higher annual fee.

Benefits: offers and discounts; Fazaa store discounts; Fazaa Amakin (Hotels and Travel Packages); car insurance; daily car rental service; Fazaa Health; long-term car lease; Fazaa used cars; personal accident compensation.

Exclusive services for employees of the Ministry of Interior: Al Qard Al Hasan (provision of loans without interest); medical services.

2. Fazaa Gold Card: The Gold Fazaa card provides ample benefits to subscribers. You get discounts on dining, shopping, travel, and entertainment. This card is available to a broader audience, with the minimum requirements being a moderate credit score and an income threshold. The annual fee is more affordable compared to the platinum card.

Benefits: Offers and discounts; Fazaa store discounts; Fazaa Amakin (Hotels and Travel Packages); car insurance; daily car rental service; Fazaa Health; long-term car lease; Fazaa used cars; personal accident compensation.

3. Fazaa Silver Card: With a silver card, you benefit from discounts on essential services. You get basic discounts on everyday products such as groceries, fuel, and utility bills. This card is an economical option for those with lower credit or income. The annual fee is minimal.

Benefits: Offers and discounts; Fazaa store discounts; Fazaa Amakin (Hotels and Travel Packages); car insurance; daily car rental service; Fazaa Health; Fazaa used cars; personal accident compensation.

4. Fazaa Discount Card: This discount is ideal for those on a budget or simply looking to pinch costs. It is available to most, regardless of credit score or income level. It has almost no or low annual fees.

Benefits: Offers and discounts; Fazaa store discounts; Fazaa Amakin (Hotels and Travel Packages); car insurance; daily car rental service; Fazaa Health

Using your Fazaa card is quite straightforward. The steps are as follows:

• Activation: Once you have obtained the Fazaa card, activate it using the mobile app or online through the website.
• Contactless payments: Once you’ve activated your card, you can use it for purchases at stores partnered with Fazaa to avail discounts. You can either swipe the card at the point-of-sale (POS) terminals or tap it if supports contactless payments.
• Pin or signature: You can either initiate payment with a confidential PIN or simply sign the payment receipt.
• Online transactions: When shopping online, simply enter the card details requested by the payment platform the website uses.
• Cash withdrawals: You can withdraw cash using the Fazaa card from any nearby ATM. There may be a charge levied on ATM withdrawals.

With a Fazaa card, many benefits extend to your family so they can enjoy it as well. Let’s explore:

• Family Coverage: Fazaa card accounts allow you to add your family members. This way, your family members can also avail themselves of the many offers and discounts available.
• Steps to add your family members: To add your family members to the card, you should contact Fazaa’s customer service or visit their website. The team should help you through the process and issue additional cards for your family members.

The Fazaa card offers users a plethora of benefits while enhancing their quality of life. Users receive exclusive benefits such as discounts on everyday essentials, travel, entertainment, healthcare, and more. Depending on the type of card you are applying for, you can avail of concierge services, emergency funding, financial planning, and more. This offer extends to the cardholder families.

We at Kiltons Business Setup Services encourage most of our clients to make the most of the comprehensive services offered by the Fazaa card. Whether you’re looking to pinch money on daily expenses or are simply someone seeking a comfortable lifestyle, obtaining a Fazaa card is the way to go.